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Tricks by Ellen Hopkins free essay sample
This story is around five individuals who are from totally various pieces of the nation, who all live very surprising lives. Three young lad...
Sunday, August 23, 2020
Tricks by Ellen Hopkins free essay sample
This story is around five individuals who are from totally various pieces of the nation, who all live very surprising lives. Three young ladies and two young men are the principle characters in the book. Las Vegas is the spot they all end up; some meet one another while others donââ¬â¢t. All through the book, you find out about these individuals and see the occasions that lead every one of them to the thing they all shared for all intents and purpose. Sex is the shared belief, yet the sex in this book isn't what you think. All the sex in this book is in return for something. Prostitution is a piece of every one of these characters lives during the book in one manner or the other.The characters are Eden, the preacherââ¬â¢s little girl that begins to look all starry eyed; Whitney, the subsequent most loved out of two youngsters; Seth, the Midwest rancher who acknowledges heââ¬â¢s gay; Ginger, one of six kids and little girl of a whore; and Cody, the one whoââ¬â¢s life flips around by a family memberââ¬â¢s demise. We will compose a custom article test on Deceives by Ellen Hopkins or on the other hand any comparative theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Every one of these characters are under 18 years of age, however wound up giving up substantially more than their honesty and self-esteem. Eden is the little girl of a cleric. Her folks have extremely severe principles for her and her more youthful sister. Eden doesnââ¬â¢t see a portion of these guidelines and questions a portion of their teachings.She meets a kid, Andrew, who she succumbs to. As she comes to comprehend her affections for him, she canââ¬â¢t see why itââ¬â¢s wrong. Her folks donââ¬â¢t need her to try and date until sheââ¬â¢s prepared to wed, so she stays quiet about this relationship. Following quite a while of being together, she chooses she adores him enough to offer herself to him. They keep on sneaking around until one day when she is at long last gotten. At the point when she got back, her folks were pausing and as of now had knew. Her mom hit her and disclosed to her she was not permitted to go out. She did while they were at chapel and indicated Andrew the harm never really face. He needed to take her to the police yet she can't. At the point when she returned back home, they had outsmarted her. She strolled through the entryway expecting another portion of her motherââ¬â¢s disciplinary activity. Rather, her mom sat her down to talk over tea. Her mom did the talking. She had arrived at the resolution that Edenââ¬â¢s discourteous and corrupt conduct must be from one explanation: she should be controlled by evil spirits. Her mom sent her away to a Christian recovery place in Nevada, where she isnââ¬â¢t permitted to leave until the cleric who runs the middle clears her and is persuaded she is restored. He thinks months are important. One of the laborers there fancies her and begins to bring her treats. In return for the treats, he needs something consequently. Imagining that he might be the best way to leave, she agrees. He goes to her consistently and she truly must choose between limited options. Inevitably she concocts an arrangement: she will profess to be infatuated with him and possibly persuade him to remove her from that point. Her arrangement works, yet it takes a couple of days to go vigorously. At the point when it does, they stop at a truck prevent and she runs from him. She meets a pleasant man and gets him to drive her toward Vegas.He accepts her to the extent he can go and she finds a trucker to drive her the remainder of the way. He demands a type of installment, oral sex. At the point when she gets to Vegas, she has no cash and realizes just a single method to get some quick. After a short time there, she meets another whore that gives her cash and advises her to call her family. She connects with Andrew and his family and realizes that her house is not, at this point home and that she won't return. Her story finishes up with Eden contemplating what her best course of action will be. Whitney consistently felt like the oddball between her mother and sister.Her father reveres her, however he just gets back home on ends of the week as a result of business. Her mother is continually giving her trouble during the week, so whenever she can be away from the house is a gift. She meets a kid and succumbs to him rapidly. She, much the same as Eden, offers herself to him. She discloses to him she adores him and things change after that. He starts to overlook her and when they do see one another, itââ¬â¢s simply sex and afterward heââ¬â¢s gone once more. She goes to the shopping center one day and sees this person a couple of times looking at her. He gives her his card, to be safe. A couple of days after the fact, she discovers that her sweetheart is hosting a get-together and didnââ¬â¢t advise her.She chooses sheââ¬â¢s going to go. At the point when she shows up, it would appear that the entire town is there. Whitney strolls in with a companion and sees him with another young lady. Learning the reality of the situation was embarrassing. Attempting to check whether she has cash for a taxi, a card drops out. Bryn. He acts the hero. She invests energy with him and realizes what love can truly be, or so she thinks. Heââ¬â¢s a picture taker and is approached to move to Las Vegas for work. Needing to get away from her family and everything encompassing what has as of late happened to her, she requested to accompany him. Showing up there, they live in a lodging and Bryn work is very sporadic.A consistent salary from Brynââ¬â¢s photography is the thing that Whitney consequently thought would be the cash source. At the point when he wasnââ¬â¢t getting paid regularly, she realized something wasn't right. He requested that her attempt a medication, an extremely startling medication that individuals know to avoid. Heroin. He likewise needed her to take naked photographs, which she truly didnââ¬â¢t have an issue with, and make sex tapes. She had issues with this, however with the medications in her framework and Bryn squeezing her, she was influenced. Before long, Bryn was carrying men to the space to engage in sexual relations with Whitney. In spite of the fact that impacted by drugs and the idea that Bryn genuinely cherished her, she did what he said.She before long wound up dependent on heroin and could now consider herself a whore. She got to know a neighbor, Ginger, when they met quickly at a clothing mat. While searching for a ââ¬Å"dateâ⬠she started to consider what might be going on the off chance that she was at home, her sixteenth birthday celebration was coming up. She found a person and took him back to the room. Before going in, she recalled the standard to get the cash first. Turns out the person had no goal of paying for anything he needed from her. He attempted to assault and choke her. Fortunately, Ginger likes to watch out for what is new with Whitney and saw the attack.She spared Whitney and remained with her until Bryn got back. Following one day, Bryn demanded that she returned to work. Also, she did. Her dependence was additionally a bothering propensity. Bryn was generally the one that controlled when she got it and how much. Whitney had set aside some cash as an afterthought that Bryn didnââ¬â¢t think about and went out all alone to discover what she required. What she got was a lot more grounded than what she knew. Dark tar is the thing that it was called. She filled a needle and felt the surge in a split second. To an extreme; she overdosed and was raced to the emergency clinic. She got up to her mom sitting close by. Whitney had been away for a couple of months and her mom was soothed to discover that she was at any rate alive. Her sister imagined that what Whitney experienced was going to destroy her notoriety by one way or another, yet her mom understood her conduct towards her girl. Whitney had the most joyful closure of the considerable number of characters. Sethââ¬â¢s mother had as of late passed so it was simply him and his dad. They are a Midwestern family, and what practically every one of them do is ranch. Since his mother died, heââ¬â¢s been more confounded than any other time in recent memory. He had one sweetheart however consistently ended up gazing at her sibling. His father never addressed him. Seth acknowledged that he was gay and gone to the web to discover somebody. Before long, he did, Loren. Loren carried on a short time away, perhaps an hour or somewhere in the vicinity. He realized that Loren was something extraordinary. Seth was brought into an entirely different world. They went to gay bars, suppers and simply hobnobbed. It wouldnââ¬â¢t keep going as long as Seth had trusted. Loren was going to move to New York and Seth felt unfilled and lost once more. He kept on heading off to the town and to the spots they went together. He met a more established man, Carl, who he had seen before with a youthful man.He was distant from everyone else this time and he had all the earmarks of being looking. Carl appeared to be keen on Seth and could tell that he was vexed. Letting him bluster about what was happening, Carl offered something exceptional. They started to see one another. Seth was turning out to be Carlââ¬â¢s new beau, or ââ¬Å"keptâ⬠as alluded to in the book. At some point while Seth was home, his father opened a letter; a letter from Loren. While the letter wasnââ¬â¢t realistic, it said enough. His dad was irate and shown him out. He went to Carl and inquired as to whether he could remain a couple of days. Thatââ¬â¢s when he discovered that Carl was moving to Vegas for an occupation. The conditions for Seth to come included him being Carlââ¬â¢s kept man, which means his lone man and adhering to his guidelines; he was to keep up his appearance and exercise; sex was guaranteed, yet without any condoms; he wasnââ¬â¢t permitted to find a new line of work; and he was to do anything Carl desired, when he needed it. Taking into account that everything would be paid for and he didnââ¬â¢t need to do such much consequently, didnââ¬â¢t appear to be close to as awful as it ended up being. Seth began to routinely work out and met an appealing man there. Seth inquired as to whether he could assist him with getting into shape as was he. The man concurred and worked with him each day.Carl expected Seth showered and getting ready supper when he returned home. One night, Carl brought home a companion. A trio was result and Seth wasnââ¬â¢t excessively OK with it. He needed to do it, in light of the fact that without Carl, he had literally nothing and no place to go. He was miserable yet he attempted to shroud it. At the rec center, he at long last surrendered to allurement and engaged in sexual relations with his new companion. That night Carl got back ahead of schedule and didnââ¬â¢t look as well
Friday, August 21, 2020
The Relationship Between Fashion and Lifestyle Essay -- Sociology, Dre
The connection Between Fashion and Lifestyle Regardless, I will see what design is; it is an as of now mainstream style or work on including apparel, footwear or extras. It for the most part alludes to the present patterns in looks and dressing style of an individual (Cumming 234). By and large, style is confusedly identified with outfits; when an individual discusses design they are believed to mean style regarding material. Design supposedly originates from the Western world and it is duplicated by different spots. In this paper, we will see how mold influences ways of life and the gathering of individuals who are influenced most. The paper further examines how media is utilized to transmit style from one area to the next. Despite the fact that it has been believed to influence peopleââ¬â¢s lives numerous individuals have alternate points of view on style and dressing. From a memorable perspective, Western explorers had commented on the moderate pace of way of life and design change in Turkey and Persia. Then again, numerous individuals were of the supposition that the western culture is turning crazy regarding dressing style (Cumming 234). Much of the time, change of design and dressing style occurred inseparably with financial and social changes. In the creating scene, changes in style started with the happening to the whites in Middle East. Changes started in the eleventh century when the Turks came to focal Asia and Far East. In Europe, persistent change in attire design is accepted to have begun in center fourteenth century. It began by an unexpected presentation of shortening and fixing of male articles of clothing, it further brought the presentation of pants and tights that were worn by men (Cumming 235). After the coming of progress in men style, it was trailed by changes in female c... ...e day as indicated by the patterns that are being watched. As of late, it has been seen that brilliant casuals are worn on Fridays. Therefore, business organizations are permitting their laborers to dress-down so they can mix with their clients from different ventures. As social patterns are changing, the method of dressing is persistently evolving. Individuals are taking up the strolling way of life henceforth they think about getting into suits lumbering. Moreover, there is an expanding interest for apparel molds that are perfect with all the exercises of the day. Taking everything into account, style will stand up a personââ¬â¢s social sign, individuals dress on plans that mix with their social class. Similarly as populace, social exercises and design are changing with time. Design has made apparel to be convinient, everything should be finished with the least exertion and invest the least energy.
Monday, July 6, 2020
Under Armour Company Financial Analysis, Liquidity Ratios - 825 Words
Under Armour Company: Financial Analysis, Liquidity, Profitability & Solvency Ratios, Perry Ellis International etc. (Research Paper Sample) Content: UNDER ARMOUR COMPANYUnder Armour Company [Writers Name][Institutions Name] Under Armour CompanyUnder Armour Company is a public company founded in American devoted to the manufacture of casual wear. The company works in all continents and is listed on Stock Exchange in New York of the United States. Under Armour shares are regarded as one of the key share of New York Stock Exchange.Liquidity Ratios:These ratios assess the cash openness with the company in order to pay off the debts of the company. For the year 2014, the company has $ 3.67 in order to pay of every $1 of current liability of. However, the current ratio of the company has been reduced from the prior year by a low margin. By 2014, the company has about $ 2.40 in quick assets to pay every $ 1 of current liabilities. Ideally, the ratio should be fast above $ 1 to be proactive to unpredicted future circumstances. The ratio has been maintained by the company as the ratio has been reported as 1.55 for the year of 2013.Regarding the relationship of cash ratio of the company, the conclusion can be made that the company has uphold a cash ratio of $ 1.41, which has been enhanced as compared to the last year. However, for the year 2014, the company has about $3.67 to tackle its short term debts of every $1. Profitability Ratios:These ratios ascertain the use of assets by the company followed by control over the expenses of the company to ensure a normal rate of return.The companys gross profit margin for the year 2014 has been reported as 49% of sales. The operating margin has also been favorable for the company as it is 11.5% for the current year. Moreover the companys net profit margin is 6.75% for the current year.Talking about the return ratios, the conclusion can be made that the return on assets has been reported as 11.33% for the year. Secondly the return on equity of the company is also revealing favorable results as the company has reported 17.31% return for the current year. Regardi ng return on total capital, the company has produced a return of 14.65% on equity for the current year. Finally the company has reported a return of 15.37% on invested capital for the current year. Solvency Ratios:Solvency ratios reveal the companys future continuance of operations. Total Debt to Total Equity ratio has been reported as 21.05 for the current year by UA. Total Debt to Total Capital ratio of the UA for the current year has been reported as 17.39 for the current year. Moreover the ratio of Total Debt to Total Assets has been reported as 13.57 for 2014. Finally Long-Term Debt to Equity and Long-Term Debt to Total Capital have been reported as 18.90 and 15.62 for the current year.Regarding the result of the above ratio analysis the decision can be made that Under Armour has performed well in the year 2014. From an investor point of view the conclusion can be drawn that Under Armour is likely to maintain the ratios at an increasing pace (Marketwatch.com). The ranking of Un der Armour Inc. as per fortune 500 has been reported as 877 for the current year, which was lastly reported as 992 for the previous year. However as per Sportswear Brands Digital IQ Score the brand of company ranks as 7th for the current year. The major competitor of the company include bebe stores, inc, Carter's, Inc, Cherokee Inc, Delta Apparel, Inc, Oxford Industries, Inc, Quiksilver, Inc and Perry Ellis International etc.The three non-financial factors, ensuring the development and growth of the company are as follows.Under Armour offered to the Conference sponsored by Bank of America (BoA), and transmits detailed plan provided for under Armour for years to come. As could be expected, under Armour management will focus on growth as domestic and international. Fund reaches beyond the frame to realize that growth: new product line and new categories of shops articulate the spine of the expected growth. On the top of the list, under Armour is working to change its product mix and the consumer mix, in order to attract new cust...
Tuesday, May 19, 2020
Every Girl Gang Ever - Free Essay Example
Sample details Pages: 5 Words: 1493 Downloads: 4 Date added: 2019/04/12 Category Society Essay Level High school Tags: Gang Violence Essay Did you like this example? Every girl has a troop of girls that she adores, and relies on. They all have their strengths and weaknesses and different personalities that set your gang apart from the world. Your gang is sugar, spice, and everything nice, and you appreciate them for the wonderful things they do for you in your life. Donââ¬â¢t waste time! Our writers will create an original "Every Girl Gang Ever" essay for you Create order Your squad is the recipe for the ultimate friendship goals, that all other people envy. They all have their differences but that just makes your girl gang perfect, because of the variety of contributions brought forward by its members. Following are four types of member that I am certain that every group has, and can relate to. The Bad Company We all sat in a circle and watched carefully as Adeeba recited instructions and folded a tiny piece of paper like origami, So thats your rectangle, and then you fold it along the length to form a cylinder. With excitement in our eyes, she now holds up the intricately designed piece of geometric shape, That my sisters, is your roach! Is it 04:20 now? Every girl gang has a bad influence, that pulls all the gang towards decadent and nefarious odds and ends. Shes the extrovert whos always pushing the groups to the limits, introducing the nastiest ideas, but shes also the one who brings life to the group, creating the most fun and memorable-although, not always memorable-nights. Shes a bad advisor, and shes persuasive too, the perfect blueprint of a demon. For instance, I was on my way to school, when Ankita bumped into me and said, Lets skip school today, and go to that really cool club that just opened. Everyones been talking about it. I cant, I declared, I have important physics class and hes explaining everything that will be on the test next Monday. And we can go day after tomorrow, we have a day off from school. And then the devil spikes up her horns and says, Babe, youre way too smart. You can just read up the book and youll be fine. But boys from college are going to be there today, and Ive already told them were coming. Itll be rude not to show up, now hop in, we have P.E. today anyway. And I ended up failing my physics test. This friend can be a handful, and sometimes risky to spend the night with, but without her, your life will be a bore. The Mom Even though the ill wind may drive you over the edge, someone has to keep everyone in line. Thats when the squad mom comes into action. She is strict, often even scolds us for doing something bad, or wrong. Once long ago, the whole squad was sitting out in the school field during lunch, and Ankita said something mildly foul about a teacher. We all started laughing and giggling, until we looked up at Reshika. Her face was red, she was mad, and then she started screaming at Ankita, for using cheap language and even more, disrespecting a teacher. She went on five minutes without a break to make her feel bad, while we watched clueless of what to say, because she was so angry. At the end, she asked Ankita to apologize, and Ankita did, by saying, Gee, fine. Sorry, mom. And from that day on, Resh was known as the mom of the group, in front of whom we all feared to say or do anything mischievous. Theres also another one, Suneha, whos always poking her nose into everyones business. Once I started dating someone who was not preferably a good person. She was on my tail for weeks, constantly pointing out flaws in that person and telling me that I deserved so much better. She used to get annoyed whenever I used to bring his name up. After a month of torment, I eventually ended that relationship, as evidence brought forth after extensive research by Suneha made be believe that he really was a wicked person, and I was saved from entering a dark and dangerous pit. This type of friend might look like a pain in the butt, but shes a darling. Shes not always sore, she provides the group with unconditional love, guidance, and praise. She constantly looks out for and puts the needs of other squad members before her own, just like any biological mom. You love her no matter what because you know she only wants the best for you. The 3 am Friend I stared into the darkness on a sleepless night, reflecting on every bad decision I have made, every better opportunity I have missed, when she rings up my phone. Its Sheh, my 3 am friend. She just knows that Im not okay. I pick up the phone, and she says, Go on, tell me whats wrong? I whimper, I just lost 5 followers on instagram. There is always one go-to-girl, who is a supporter, an advisor, and an insomniac. She will make you feel better, and be there to help you on every step of your life, big or small. She is your very own therapist, who you can confide in with your deepest secrets that come to light amid dark nights. She is an optimist with all these theories, that will give you a positive outlook at your life, and give you hope for the future. She is always there to listen and wrap you around like a blanket, and put your thoughts to rest. You need her like a weekly appointment with your private therapist, to vent out and soothe yourself to sleep. There was another time, a sister-like friend helped me out when everything in my life had plummeted to the ground. I sat on the roof of my house in the dead of the night, and told her how everything in my life has just gone wrong. She asked me, Is this rock bottom for you? I said yes. She asked me again, So that means you cant go any lower in your life now? I said yes, again, a little annoyed. Then she said, If you cant go lower anymore, and this is the worst that could ever happen to you, that means anything that will happen to you now will be better, because it just cannot get any worse. It hit me a second later, and when it did, I was baffled. This was the most motivating piece of information anyone had ever shared with me. And Im not the kind of person to get motivated easily, but she sparked a ray of hope in me. Today, I know that even if I do hit rock bottom like that again, I can pick myself up, because shes just a phone call away. The Freeloader Can I borrow your mascara, I dont know where mine is?, Can I borrow your jacket, its cold., Can I take your boyfriend, Im single on Valentines., she asks making that puppy dog face, and my heart just melts. Riya has always been a baby-shes whiny, needy, and irritating. Shes like a sticky toffee that sticks to your teeth and wont leave. She means no harm, but she just ends up wanting to password-protect everything I have. Theres also Tanya. Shes a mess, with her uncompleted school assignments that I have to help her wind up at the end, and whenever the gang decides to go anywhere and do something expensive, we have to make sure we contribute enough money for her because she never seems to have any. Shes a sweet, innocent lamb who is just lost in life, but loves her friends more than anything else in the world, and honestly we dont mind helping her out. You might think why do people even have friends like this, but do you know the best thing about these friends? They can take a bullet for you, and even in spite of all the quarrels they will always be there for you when you need them, and make you feel special. You might dislike them at times, but you love them to the core and cant cut them from your life. And some fine day, when youre least expecting it, they will do something nice for you and surprise you. Even though theyre sticky toffee, theyre still sweet candy. Love them or hate them, but you cant survive without them. Each squad member is different, but you accept them just like they accept you. Each one hold holds a special place in your heart and you will always be there for them, and they will always have you back and stick by your side. They can be hard to deal with sometimes, but theyre your friends. The group wouldnt be the same if even one was missing. Youre not sure how all of you ended up together, but youre glad you did. Its your gang, with sisters you never knew you wanted and girls you would die for.
Wednesday, May 6, 2020
Analysis Of The Poem The Colonel By Carolyn Forche
Every person would like fair treatment but, in our communities, we find that some individuals do not get fair judgment regarding some issues. The topic of justice has been talked about by many individuals in our societies. Writers too have not been left out in telling about the same issue. Authors of different genres work very hard to try to help create a just society. These authors do so by using different themes in their works to let us see how our society is unjust and also what we can do to ensure justice is in practice. This essay discusses the topic of justice as displayed in the poem ââ¬Å"The Colonelâ⬠by Carolyn Forche, the play. ââ¬Å"No Crimeâ⬠by Billy Goda, and the story ââ¬Å"The Lottery ââ¬Å"by Shirley Jackson. Practicing justice In the poem ââ¬Å"The Colonelâ⬠by Carolyn Forche, the narrator is acting as a witness in a case where the colonel is a victim. The narrator gives us a description of how things were during the visit at colonelââ¬â¢s house. Everything was well when they were having the dinner. Colonel and the narrator had something to talk about how it has become so hard to govern. After the wife of the Colonel takes away everything after the dinner was complete. Colonel has a secret that he has to reveal to the narrator. A surprise hits the narrator after the colonel brought a sack and dumped several human ears on the table. Colonel talks arrogantly regarding the people who were likely to be the victims where he tells the narrator that ââ¬Å"they go and fuck themselves,â⬠(Forche,1289)Show MoreRelatedAnalysis Of The Poem The Colonel By Carolyn Forche, The Play `` And `` The Lottery ``1220 Words à |à 5 Pagesdifferently in the poem ââ¬Å"The Colonelâ⬠by Carolyn Forche, the p lay. ââ¬Å"No Crimeâ⬠by Billy Goda, and the story ââ¬Å"The Lottery ââ¬Å"by Shirley Jackson. In the poem ââ¬Å"The Colonelâ⬠by Carolyn Forche, the narrator is acting as a witness in a case where the colonel is a victim. The theme right to justice seems to be the authorââ¬â¢s objective for composing the poem. From the poem, the issue of justice is seen in the first sentence where the narrator says it was true since he or she was in his house. (Forche,1289). The narrator
Strategic Development within an Organization
Question: Discuss about the Strategic Development within an Organization. Answer: Introduction: NAB or the National Australia Bank stands in the 21st rank in the list of the largest banks in the world regarding its market capitalization and the 41st largest bank as measured in 2014 by total assets. Formed after merger of National Bank of Australia and the Commercial Bank Company of Sydney, NAB stands as one of the four largest financial organizations in Australia measured in terms of customer and capitalization (NAB, 2016). The following is a detailed analysis of the strategic development within National Australia Bank tracing the growth from the early stage to the present times. The following discussion proposes to focus on the compound annual growth rate of NAB depending on the trends the company has been following since the early stage of the merger. As the annual report of NAB reveals the organization had notable offshore expansion over the following years. The following analysis focuses on the previous growth as well as the present growths in order to trace the strategic development through a systematic general, environmental, and SWOT analysis along with the strategies and leadership programs that has influenced the growth rate through the employees. Mission and Vision of the Company: The official website of NAB enlists a number of their important values with a target to be the most respected bank in Australia and New Zealand. To achieve the vision the duties, the put particular importance to fulfill is first to provide their customers the best experience in the banking industry, maintain the quality of their services and products and ensuring rapid improvement in productivity (NAB, 2016). Strategies Used in the Past: Previously the company strategies to expand the offshore lead to buying and tie-ups with several banks abroad. E.g. in 1987 buying the Clydesdale Bank, in 1990 the Yorkshire Bank, etc. however this resulted in much success leading the bank to choose its vision to be the "the world's leading financial services company". (The Conversation, 2016) NAB took up the strategy to achieve "growth organically and through well-considered acquisitions". The venture brought NAB a wide peripheral boundary-expanding offshore (The Conversation, 2016). Current Strategies: In present times NABs strategies like Bank breakup campaign, more space less squeeze campaign in different times came to news. Campaigns like more space less squeeze, promoting 0% balance transfers for a year brought significant success; bank breakup campaign in 2011, aimed to set themselves apart from the Big 4 bank group. The bank announced the lowest rate of interest and the lowest mortgage rate (0.02%). However, the application of the rate was held by RBAs reduction in the rates. The campaign gained much popularity yet failed to fulfill the promised target causing much negative impact. (Financial Review, 2013) The Bank's announcement in 2011 to break up with the Big 4 bank group invited much criticism, especially from the bank critics. The present CEO committed to their customers lowest rate of interest through the announcement. However, such stunt invited much criticism as well, as mentions Josh Fear, Any company that tries to position itself as a responsible corporate citizen is appealing to a growing awareness among Australians that there are bad corporate citizens out there that should be avoided (The Sydney Morning Herald, 2011). NABs failing to reach the expected target brought much criticism as well as in an article in the Australian Financial Review criticized such a step mentioning to change their slogan into More take and less give" (Financial Review, 2013). Another serious criticism NAB has faced its financing the fossil fuel companies. As revealed in an article, since 2008, Nab has contributed almost 11.2 billion dollars to the industry almost 38% of the total contribution (Market Forces, 2016). Many Australian communities responded against the practice leading to the creation of fossil-fuel-free superannuation and investment products to exclude NAB investment (The Sydney Morning Herald, 2015). Many of the customers moved their account to banks with lesser emissions quality. Such protests led the shareholders to ask NAB to reduce the finance for the industry. General Environments (PESTLE) analysis: Political: Political contact has been on the supporting end for NAB. NAB very strategically includes a number of major political connection in their contact. As they reveals in their official website NAB believes in the democratic process leading to their participation in public activities hosted by political parties. At the same time, their stakeholders include a number of political personalities. From that point of view political connection to a great extend supports the positive growth of NAB. Economic: Economically NAB is one of the four largest financial institutions in Australia. Moreover, NAB stands in the 21st position in the list of worlds largest banks in terms of market capitalization. At the same time the merger of the National Bank of Australia and the Commercial Bank Company of Sydney reportedly has resulted in a growth. Economically NAB stands in a convenient and supportive position that proves to be supportive of NABs rapid growth. Social/cultural: Social responsibility counts to be a very important aspect of NAB. They count their CSR to be good business (NAB, 2016). Strategically and skillfully planned duties and their maintaining help the organization to attract more stakeholders resulting in more voluntary participation as well as a considerable profitability of the company. At the same time, NABs social responsibility extends towards the wellbeing of the marginalized communities as well which besides of sympathetic ground attracts customers on the ground of trust and responsibility (Forbes, 2009). Technological: The official website of NAB gives all possible information to the queries of the curious as well as interested customers regarding their contacts strategies and social responsibilities as well as the products and service offered. This simple system strategically enables experience of the interested people through simple, agile, stable ,and secure technological services (NAB, 2016). Legal: NAB provides a lot of legal services to its customers. Their websites lists a variety of legal banking facilities like risk management, financial planning, insurance, various payment and transaction solutions for swift and hassle free banking facility. (NAB, 2016) Ecology: NAB takes up a strategic and sustainable approach to their business. Recognizing the impact of their operation NAB adopts a more eco friendly approach in their business like complying with the environmental law and voluntary commitments, resource management, taking care of the environmental risks by assessing and profiling (NAB, 2016). However, NABs financing of the fossil fuel industry invited great protestations that included many customers leaving the bank. This resulted in a negative impact of the bank (Market Forces, 2016). Specific Environmental analysis: Customers: NAB is one of the four largest financial institutions in Australia. At the same time it stands as the 21st largest in terms of market capitalization and 41st in terms of its asset management. The same the experience of a standard banking experience helps it creating a strong customer base. Partners: The market reputation and an already existing reputation for the brand name ensure a partnership in several segments like education, management, media. These strategically made partnership with several organisation such as IEEE, Devoncroft as education partners (), Advanced Television, Cinematographer as media partners (NAB, 2016) gives NAB a worldwide exposure through various activities and programs. Presently Telstra's partnership with NAB for SME digital marketplace has ensured their reaching to more people through digital media. (NAB, 2016) Industry: NABs official website lists a number of industries they cover through their Banking expertise. Industries like Agribusiness, Healthcare, Real estate, education, corporate and industrial along with banking helps them reaching a significant growth at the same time reaching their targeted position. Unions: The FSU (Financial Sector Union) ensures the workers wellbeing along with the officers in charge and in quite deft in handling solving and reaching for a right solution for their members. NABs approach to workplace relations is ensured by the FSU during the enterprise bargaining process. (FSU Australia, 2016) Competitors: NAB runs a healthy competition with the other three financial institutions in Australia: Commonwealth Bank, Westpac, and ANZ (Nab,2016). Such competition leads them to several innovative marketing strategies as well as unique product to serve the customers. Though initially failed, the Bank Breakup' campaign promised to provide the lowest rate to mortgage customers, earning for them considerable public exposure throughout the world. Such competition prevents stagnation in their policies and progress pushing them towards their Target. Suppliers: NABs Supplier Diversity Program provides them a good deal of market exposure for it serves to their social responsibility as well as it is included as a initiative to help the marginalised communities. Besides NAB comprises of a number of reputed companies in their supplier list such as Deloitte, FIS Australasia, Workwear group ensuring a standard quality in their Banking expertise. (nab, 2016) Internal Environmental analysis Process: System: NAB follows a number of key concepts in their marketing management that ensures a systematic completion and maintenance of the activities and works. The board of directors is given absolute freedom and responsibility for the governance of NAB. Their administration system lists a number of key duties which ensure a switch and standard banking experiences like integrity of external reporting, Risk management, and compliance, strategic analysis, performance reviews, etc. (NAB, 2016) Employees: NAB encourages ideas and dreams. The employees are encouraged for social responsibilities and individuals are responsible for managing their own work and life wellbeing. The employees are given several special benefits through programs like WorkLife NAB,Staff Club discounts etc. at the same time the employees receive special financial and banking services discounts which ensure job satisfaction and increases employees consistency. (NAB, 2016) Management: NAB runs through a systematic management process following specific key concepts. The Board of Managers are responsible for the governance of the organization and implementation of the rules and terms ensuring a swift maintenance of the workplace environment. SWOT analysis: Strength: A reputation and good impression of the brand name and a significantly good position in terms of financial measuring are the main strengths of NAB that attracts a number of new customers as well as help to retain the existing one with their banking experience. The customer base invites a good generation of revenue and income through interests. Moreover, NAB lists a good record of accomplishment in terms of customer satisfaction with their multiple products and services of comfortable personal and business services that count in their strong points. Weakness: The most important drawback NAB is facing in current times is the controversies it has invited. Especially as discussed in Task 2, the protest against the greenhouse gas emission has already caused several customers to leave NAB settling for banks with less emission investment portfolio (The Sydney Morning Herald, 2015). Moreover, the present issue regarding misselling has raised issues regarding trust. NABs inability to retain the trust of the customer in present times counts in the weaknesses (NEWS, 2016). Opportunities: The reputation of the brand and the significant position that are the strengths NAB can open provisions for expanding to new countries. As well as the strong asset management section will give the bank opportunities for further significant flourishment. Strategic positioning which has been a strength of NAB can provide opportunities to posit itself as one of the growing banks of the world. Threats: The changing government rules for finance sector as well as financial crisis like recession counts to be the only threats a Bank can face. NAB is no exception for that. Besides the controversies circulating NAB can prove to be a threat to their reputation (Financial Review, 2011). Core Values of the Company: The company website lists a number of values to ensure swift service and absolute customer satisfaction like ensuring quality in their work, providing the best service to the customers, professionalism and ethical approach to their actions, growing profit for the stakeholders, etc. Leadership and Culture: In the timeline of emergence to the growth, there are several CEOs who have influence the employees as well as the company's strategy and culture. The first one definitely is the present CEO Andrew Thorburn. Many strategies under his leadership have taken the organization to a different level, becoming one of the four largest financial institutions in Australia. Another important CEO to name for the progress and growth of the Company is the former CEO Don Argus. Whereas it is Don Argus who led to an overseas expansion of the organization through several campaigns for organic growth through well considered acquisition (The Conversation, 2016), in the time of Thorburn the company enjoyed the position in the Big 4 bank group, and the 21st position in the list of worlds largest Bank and targeting to be the most respectable bank of Australia (NAB, 2016). Conclusion: Since its emergence in 1982 till its growth to be the 21st largest bank in the world in terms of market capitalization and 41st in asset management the company has seen quite a long time in their progress. However, the unique marketing strategies, strategic tie-ups, activities and involvements in social and major political scenario along with strong leadership and management system has earned for the company this respect. The organization has enjoyed good leadership under some capable CEOs to dream now to be the most respected Bank in Australia. Reference: ABC News. (2015).NAB boss acknowledges mistakes made in financial planning. [online] Available at: https://www.abc.net.au/news/2015-03-17/nab-boss-acknowledges-mistakes-made-in-financial-planning/6324920 [Accessed 1 Sep. 2016]. Alexander, S., Nicholson, K. and Wiseman, J., 2014. Fossil Free: The Development and Significance of the Fossil Fuel Divestment Movement.MSSI Issues Paper, (4), pp.1-16. Business Research and Insights. (2016).World Business Forum CEO panel - Business Research and Insights. [online] Available at: https://business.nab.com.au/world-business-forum-ceo-panel-17001/ [Accessed 1 Sep. 2016]. Business Research and Insights. (2016).World Business Forum CEO panel - Business Research and Insights. [online] Available at: https://business.nab.com.au/world-business-forum-ceo-panel-17001/ [Accessed 1 Sep. 2016]. Collett, J. (2015).Banks excluded from first fossil-free Australian shares index. [online] The Sydney Morning Herald. Available at: https://www.smh.com.au/business/markets/banks-excluded-from-first-fossilfree-australian-shares-index-20150901-gjccg4.html [Accessed 1 Sep. 2016]. Financial Review. (2016).National Australia Bank's Andrew Thorburn gets to grips with his to-do list. [online] Available at: https://www.afr.com/brand/boss/national-australia-banks-andrew-thorburn-gets-to-grips-with-his-todo-list-20150521-gh6goc [Accessed 1 Sep. 2016]. Fsunion.org.au. (2016).NAB EB 2016: Industry leading pay and conditions - Finance Sector Union. [online] Available at: https://www.fsunion.org.au/Campaigns/NAB-EB-2016-Industry-leading.aspx [Accessed 1 Sep. 2016]. Goncharuk, A.G., 2016. Banking Sector Challenges in Research.Journal of Applied Management and Investments,5(1), pp.34-39. Grant, R.M., 2016.Contemporary strategy analysis: Text and cases edition. John Wiley Sons. https://www.marketforces.org.au/wp-content/uploads/2015/07/Fueling-the-Fire-lores.pdf [Accessed 1 Sep. 2016]. https://www.nab.com.au/content/dam/nabrwd/legacy/about-us/shareholder-centre/Report-archive/Annual-Report-1996.pdf [Accessed 1 Sep. 2016]. Mols, N.P., 2013. The Internet and the banks strategic distribution channel decisions.International Journal of Bank Marketing. Nab.com.au. (2016). Benefits. [online] Available at: https://www.nab.com.au/about-us/careers/working-at-nab/benefits [Accessed 1 Sep. 2016]. [Accessed 1 Sep. 2016]. Nab.com.au. (2016).Benefits. [online] Available at: https://www.nab.com.au/about-us/careers/working-at-nab/benefits [Accessed 1 Sep. 2016]. Theconversation.com. (2016). [online] Available at: https://theconversation.com/national-australia-bank-30-years-of-strategy-failure-55159 [Accessed 1 Sep. 2016]. Zappone, C. (2016).Critics cautious of NAB's customer grab. [online] The Sydney Morning Herald. Available at: https://www.smh.com.au/business/critics-cautious-of-nabs-customer-grab-20110215-1augp.html [Accessed 1 Sep. 2016].
Tuesday, April 21, 2020
The Nutritional Requirements of a Healthy Diet for Children and Young People Essay Example
The Nutritional Requirements of a Healthy Diet for Children and Young People Paper Food groups| Outline the nutritional requirements of a healthy diet for children and young people. | Describe examples of healthy meals and snacks | | Bread, other cereals and potatoes | Children need carbohydrates to give them energy as they are very active. | One carbohydrate meal could be :Baked potato:Bake a potato in the oven prick the potato a couple of time with a fork before putting I the oven. Leave in the oven for 10 minutes when fully cooked you can put any filling inside i. e. tuna or cheese etc. | | Fruit and vegetables| Children need fruit and veg as they need vitamins . hey need vitamins to keep their skin healthy. | Vegetable soup:With vegetable soup you can add any type of vegetable i. e. tomatoes dice the tomatoes. Put the olive oil or butter into a pan and leave to cook if you would like more flavour add garlic or onion. Once cooked add wine or stock and leave for an hour to cook. | | Milk and diary food| Calcium to make their bones and teeth healthy as they are gr owing. | Pasta and cheese:Fill a pan half way with water and add the pasta leave to boil for 10 minutes. Grate the cheese add to the pasta. | | Meat , fish and alternatives| Children need protein to develop muscles and strength. Fish pie:Choose a type of fish you would like to make the fish pie with cook the fish add water and milk in the baking tray with the copped up fish cook for 5 ââ¬â 8 minutes. Once the fish has cooked add any vegetables to the fish mix the fish and vegetables into mash and put in the oven for 40 minutes. | | Fatty and sugary foods| Children need small amounts of sugar and fats in their diet. | Ice cream:3 vanilla pods 568ml whole milk 50g skimmed milk powder 4 egg yolks 90g caster sugar misk together and put in the freezer till ready to eat. Add fruit| |
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